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Safe & Sound

  • Asleep at the Wheel
    Don't become a statistic this winter. Make sure you're alert when you're on the road.
  • New Rollover Ratings
    Find out the latest on the national safety rankings for vehicles of all kinds.
  • Take Advantage!
    Don't miss out on all the advantages MetLife has to offer.
  • H2Oh No!
    Take care that spring showers don't cause headaches around your house.
  • Homework: Spring Cleaning
    Put this checklist to work for you to get things in shape around your place this spring.
  • WomanMotorist.com
    Check out this website for fast facts and easy car language.

Asleep at the Wheel
The start of Daylight Savings on April 3rd prompts almost universal grumpiness over the loss of one hour of sleep. But that loss of sleep isn't just an inconvenience. If you drive while drowsy, it can be a killer. The National Highway Traffic Safety Administration estimates that 100,000 crashes each year are directly related to driver fatigue. And a survey by the National Sleep Foundation (NSF) reveals that 51% of adult drivers -- that's 100 million people -- say they have driven a vehicle while feeling drowsy. Keep yourself awake -- and safe -- on the road with these tips from the NSF.

  • Plan for Daylight Savings. On the Saturday night before the time change, go to bed 30 minutes earlier than usual and sleep for at least eight hours. Sleep a half hour longer on Sunday.
  • Avoid caffeine, heavy meals and alcohol close to bedtime.
  • Recognize the signs of drowsy driving, which include difficulty focusing, frequent blinking, missing exits or traffic signs, irritability and frequent yawning.
  • If you get tired while driving, find a safe place to pull over and take a 20-minute nap. Drinking a caffeinated beverage may help, but it can take up to 30 minutes to have any effect. Contrary to popular belief, cranking the radio or opening the windows will not help.
  • For more information, visit sleepfoundation.org and drowsydriving.org.



New Rollover Ratings
Most consumers are familiar with the National Highway Traffic Safety Administration's 5-star system that rates vehicles, in part, on their likelihood of a rollover in a single-vehicle crash. Last fall, that system -- which ranks SUVs, pickup trucks, vans and passenger cars -- was enhanced to include the results of a road test, in addition to the established static test. Search safercar.gov by make and model to find a vehicle's 5-star rating, its percent chance of rollover and how it ranks in its class.


Get the Advantage with Metlife Auto & Home
Are you protected by Substitute Transportation coverage? This optional auto coverage comes in handy if your vehicle is involved in a collision or other loss. For a minimal fee, it covers the cost of a rental car during the time your car is in the body shop for repairs. Those costs can add up to hundreds of dollars if the repairs take several weeks. If this coverage has already been added to your policy, it will be listed on the declarations page. If not, call your MetLife Auto & Home agent or representative for a quote.


H2Oh, No!
Spring showers bring May flowers -- but they also may bring a big headache if water ends up inside your house instead of in the garden. Do you know how to prevent water damage to your house? Test yourself with this quiz:

1. T/F Old, brittle caulk can let rainwater seep into the house.

2. T/F Keepsakes and memorabilia should be stored in plastic containers, not cardboard.

3. T/F Water stains around the toilet are normal.

4. T/F Rust on your hot water heater is part of common wear and tear.

5. T/F If wet or damp materials are dried within 24 to 48 hours of a leak or spill, in most cases mold will not grow.

ANSWERS:
1. True. Take advantage of spring's warm weather to recaulk windows and doors.

2. True. Plastic containers resist water damage better than cardboard boxes.

3. False. They may indicate damage to the rim and tank seals, which should be replaced.

4. False. It can indicate the tank is ready to fail.

5. True. For more information, visit the U.S. Environmental Protection Agency website at epa.gov and click on "mold."

 


Home Work: Spring 2005

Change batteries in smoke detectors. Do this at least once a year; the first day of spring is a great time to start this habit.
Inspect the air-conditioning system and change the filter. Clogged filters make the cooling system less efficient. Replace them monthly and you could save 2% on your energy bills.
Get out the paintbrushes. Check all exterior walls for holes or cracks; repair and paint as needed. Paint not only adds to your home's visual appeal but also protects the exterior from weather damage.
Look for signs of termites in the basement and house foundation. Not sure if you have a problem? Call a pest control professional. Many offer free consultations.
Check your house numbers. Are they clearly visible from the street? If not, an emergency vehicle-like an ambulance-might have trouble finding your home.

WOMANMOTORIST.COM
Knowledge is power, and that's especially true with your car. Whether you're negotiating to buy a new set of tires or get the best price on a repair, head to this website that breaks it all down in easy-to-understand language any car owner-male or female-will appreciate. WomanMotorist.com

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