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Where The Action Isn't

Discover the secrets of off-season travel

Without the distraction of elbow-to-elbow tourists, the charming cobblestone streets of Nantucket, Massachusetts, are transformed in the fall. It's easier to admire the Federalist-style homes, there's no problem getting a booth at the local chowder house and the lodging will likely cost half what it would in July or August.

Such are the pleasures of off-season travel. Sure, a New England getaway in late November may not be everyone's mug of cider, but for those who like avoiding crowds and who love saving money, it's definitely worth considering. Best of all, it's always off-season somewhere. In New England and New York, November through March is the low season; Florida's quiet time is July through October. Alaska, as you might expect, gets few visitors from October through April, and Hawaiian tourism winds down from April through June. Southern California's temperatures are mild in the spring, but tourists don't show up in full force until summer.

What's the downside?
If you like to be where the action is, an uncrowded tourist haunt can feel like a ghost town. Some attractions may be closed. Then there's the weather. There's a very g
ood reason people stay away from Fairbanks, Alaska, in January and Death Valley in August. So do some detective work by visiting websites to determine what your destination's weather typically is like during the month you plan to visit. Then check out this A-list of top off-season destinations where you could play and save big.

Big cities
Fall and winter can be the best seasons for bargain hunters to explore big cities. In Boston hotel rates mid-December through mid-March can fall to $99-$129, down from $189 and up. And most hotels offer additional money-saving packages on weekends during the off-season. In Washington, D.C., from January until cherry blossom time in March, hotel rates can be slashed more than 50 percent. For example, off-season rates at the Wyndham City Center (www.wyndham.com) start at $89, compared to summer rates as high as $249. Late fall through April is an ideal time to visit Seattle, when temperatures remain mild and lodging rates drop.

Ski resorts
The late-winter/early-spring season at major ski resorts is legendary for cost-saving programs. "Some of the best conditions, weather and rates are left to those who wait," says Sven Cole, spokesperson for New Hampshire's Attitash (www.attitash.com). In the late season, slope-side ski-and-stay packages at Attitash can start as low as $69, including both hotel and lift ticket. It's a great deal when you consider that an in-season adult lift ticket alone is $55. Check into Aspen, Colorado's Hotel Jerome (www.hoteljerome.com) in November or from mid-April to May, and you'll pay as little as $125 a night compared with $450 during high season.

National parks
Visit Yellowstone National Park (www.nps.gov/yell) late-May to mid-June, before the high season hits, and you'll see rust-colored newborn bison and other tiny critters-but very few of the two-legged variety. Winter is dazzling at Yellowstone, when thermals freeze in midair and give the park a sparkling, fairyland beauty. Yosemite National Park (www.nps.gov/yose) gets only a small amount of snow that sticks, so visitors can hike there year-round. In winter and early spring, the waterfalls are gushing to the max, and the ancient sequoias in the Mariposa Grove are as stately as ever with their light dusting of snow.

Bargain shopping online
For the best airfare deals, download free BoardingPass software from www.travelogia.com. This search engine combs more than 60 websites, including big names like Travelocity, Orbitz and Expedia. You can compare prices and flights and then book directly for a $20 service fee per ticket. The site www.sidestep.com provides a similar service. For lodging, check out www.hotels.com and www.quickbook.com for bottom-line prices. Then go directly to the hotel's website where you may find additional package deals and friendlier cancellation policies. Nearly every property will now match online third-party prices. For rental cars, visit www.orbitz.com for an easy-to-navigate listing of the best bargains on wheels.

MetLife Advantage
All-season auto savings
We know budget-minded travelers recognize a good deal wherever they find one, and MetLife Auto & Home has two for you.

1. With the MetLife Auto & Home Deductible Savings Benefit, it pays to be a good driver. Here's how: You build up a benefit of $50 for every year your household has no auto loss, excluding glass and towing (up to a maximum of $250). The amount you have earned is then applied to your deductible in the event you do have an accident. That means a driver with a $250 deductible who goes five years without a claim would owe nothing in the event of a covered loss. You're automatically enrolled in this program, so there are no forms to fill out. (Applies to comprehensive or collision deductible and not to any glass claim. Subject to state availability.)

2. MetLife Auto & Home's enhanced rental car coverage helps protect against the hidden gaps in coverage if you're involved in an auto accident. In addition to paying for repairs, we'll protect you against extra charges for loss of use, reasonable fees and charges, and loss of market value because the rental car is now a repaired vehicle.*

*See your policy for exact details. Subject to state availability.

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