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Good
Question!
MetLife
and MetLife Auto & Home have the answers you need to help
build financial freedom for your future.
Follow
the links below to find answers to the questions of interest
to you -- or ask a question of your own!
[Q]
I have my auto policy with MetLife Auto
& Home, but my life insurance and homeowners policies are
with other companies. Other than convenience, is there any
real reason to combine these policies with one family of companies?
[A]
Having three different insurance companies is a little like
having three different doctors: Not one of them is getting
the full picture of your health. Having MetLife and its affiliates
handle all your insurance needs provides a comprehensive view
of your financial health. Plus, you may be eligible for multiple-policy
discounts. To purchase additional coverage, call today 1 800
GET-MET 1.
[Q]
I was talking to a friend yesterday who's paying less for
her homeowners policy than I am. I hadn't heard of the company
she's using, but I'm tempted to switch. Am I overpaying?
[A]
Be cautious. The high-profile bankruptcies of the past few
years have been a timely reminder that a company-particularly
an insurer-is only as good as its financial backing. Metropolitan
Property and Casualty Insurance Company has a rating of A
or Excellent from A.M. Best (Aug. 2004), the leading evaluator
of insurance company solvency. Ratings are based on a company's
finances, philosophy and business plan. Insurers with A ratings
have top-notch balance sheets, operating performance and business
profiles, giving them excellent ability to meet their obligations
to policyholders. Check the financial stability of any company
you're considering, and review your policy to ensure that
the coverage is equal. Meanwhile, you may be able to lower
your premium by choosing a higher deductible or installing
burglar and fire alarms, smoke detectors and deadbolt locks.
[Q]
I work every day and can't make time to call about my auto
policy. How can I get the information I need?
[A]
You can access many of the answers you need 24 hours a day
at www.metlife.com. Just
log on, create a secure account and have your vehicle identification
and policy numbers handy. You'll be able to view your coverage,
premiums, discounts, vehicles and drivers. You'll even be
able to check the status of your claims, including adjuster
name, appraisal status, location of loss and type of damage.
Plus, you can find the answers to common questions about policy
billing and claims. Available in most states.
Got
a Question?
Email it to us at editor@MetLifeYourLife.com.
Or, write to us at: MetLife, Your Life, Dept. LN304, 1716
Locust St., Des Moines, IA 50309.
If we
print your question, we'll send you an official Snoopy watch.
We regret that due to volume we are unable to respond individually
to questions.
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